Borja Clavero8 min3. How Banks Have A Monopoly On Money Creation?In this article, we provide a legal explanation of the capacity of credit institutions to create funds in in excess of monetary assets,
Borja Clavero12 min2. You Don’t Own the Money in Your Bank Account. Here’s why.In this article we question whether current account holders own the money they have deposited with a with a credit institution.
Borja Clavero10 min1. How Do Banks Create Money?In this article we describe how money is created by credit institutions (e.g., commercial banks, savings banks, credit unions, etc.).